XH Smart provides you with overall HCE cloudpayment solutions that have higher security based on Token technology accordingto your demands.
Advantages of HCE Solutions for Banks and Financial Institutions
• Higherindependence, no need to rely on telecom operators, security moduledistributors or third-party institutions (such as TSM, Apple Pay and AliPay,etc.);
• Exclusivemobile APP, occupying high position of mobile terminals;
• Reducingthe cost for issuing physical cards;
• Moreconvenient for users, only need to download and activate the application forusing;
• Noneed to add other plug-ins (such as Stickers, etc.) to mobile phones.
Security Implementation Solutions
HCE service supports multi-level security specifications requiredby the standards of Visa, MasterCard and UnionPay. For security certificationof the authorized cardholders, HCE relies on the following three key concepts:
• Tokenization
• Token
• Passwordprotection
